CWCV - Risk Management

The following comprise the risk management guidelines adopted by the Catholic Walking Club of Victoria Inc. (CWCV).

It is based on the Risk Management Guidelines for Bushwalking Clubs dated March 2004 published by the Federation of Victorian Walking Clubs (VicWalk) Inc.

The objective of the guidelines is to identify and manage potential hazards in the context of the Club’s activities with a view to:

The Club (and its leaders) owes its members and visitors a ‘duty of care’ to take reasonable care to avoid injury to that person on Club activities. In the context of addressing that duty of care the Club has established the following guidelines:

The goal of the risk management guidelines is to reduce the likelihood and consequences of an incident that results in injury or loss. Insurance is the safety net that provides financial protection in the event that something goes wrong. To that end, the Club carries Public Liability insurance and members (not visitors) are covered by Personal Accident insurance.

CWCV WALKS GRADING:

Walks are graded to aid participants in choosing appropriate walks. As such it sets upper distance limits for walks of differing grades based on the difficulty of the terrain they will pass through.

Allowances should be made for weather conditions and availability of water along the track etc. Check first with the leader when signing up for a walk.

The following is a BASIC EQUIPMENT LIST for a weekend walk. Make suitable allowances for day walks or extended walks.

It is essential that you use good quality equipment and that it is light and small; it has to keep you comfortable and it is your back it goes on!

CLOTHING
Boots and gaiters
Socks (thick)
Trousers (no jeans), shorts, overpants
Shirt
Jumper
Parka (rain jacket)
Hat (wide brimmed)
Clothing for travelling to and from the walk

EATING AND DRINKING
Plate, mug, fork, knife, spoon
Water bottle
Water bag (wine bladders are useful)
Billies and billy grip
Stove, fuel (shellite or gas), matches

FOOD
Sufficient nourishing food for the duration of the walk plus an “emergency” allowance to cover contingencies such as delays in completing the trip.

HYGIENE
Soap, toothbrush, toothpaste, comb
Towel, washcloth
Pot scourer, tea towel
Toilet paper
First aid kit, sunscreen, sunglasses, insect repellent
Hankies

SHELTER AND SLEEPING
Tent, poles, pegs, groundsheet
Sleeping bag with liner, sleeping mat

GENERAL
Rucksack
Map, compass, whistle
Torch
Pencil or biro, paper
Camera, film, accessories

SEASONAL
Swimming togs, thermal underwear, balaclava, mittens or gloves, overmittens

Good humour, common sense and a willingness to put up with unexpected difficulties

GENERAL	The Club through the Walks Secretary will arrange for an experienced leader to accompany and assist, as may be needed, new leaders.
BEFORE THE WALK	Learn as much as possible about the area the walk will cover by studying maps, books, and articles, and talking with others who are familiar with the area. Plan and whenever possible reconnoitre the route, including tracks, possible escape and/or alternative routes, water, huts, campsites, etc. Advise the Club’s Search and Rescue contacts (see the back of the walks program) details of the planned route and times of start and return (also see “After the Walk” - 4). Obtain all permits which may be needed. Have the latest possible weather forecast. Find out where and when Mass may be attended on weekend and extended walks. Check that prospective starters are fit and well enough to do the walk and their walking experience. Check that prospective starters have the right clothing, footwear and equipment, and are aware of the nature and grading of the walk and of any costs involved.
ON THE WALK	Account for and welcome all Members and visitors who have booked for the walk. Obtain insurance forms and visitors’ fees from non-members. Ensure members of the party are introduced to each other, taking particular care of visitors. Explain the itinerary for the day, advise the party to stay together, to keep to tracks and to wait at junctions for re-grouping. Where one is provided sign the intentions book at the start and end of the walk (also see “After the Walk -2). Appoint an experienced walker as whip for the party. Have regular rest breaks, and check the party frequently for any physical or other problems. In hot weather be aware of dehydration and heat exhaustion. In cold weather be aware of hypothermia. Know the correct treatment for these dangerous conditions. Regularly check weather conditions, the party’s time and progress and position on the map. If unsure of the position or if other problems arise, discuss the matter with the more experienced members of the party. If it is a large party it may be necessary to nominate another experienced walker as a leader of a “sub-group”. Be open to the party’s suggestions and make the walk more enjoyable by pointing out matters of interest along the track.
IN CAMP	Account for all members of the party. Find a suitable, clean, flat site near water. Make sure the party is aware of hygiene and cleanliness requirements. Comply with regulations, e.g. observe Total Fire Bans. Keep any fire small, encourage the use of stoves, use existing fireplaces and replenish any wood used from stockpiles. Be quiet, especially if near other campers. Advise the party of the next day’s itinerary and starting time. In snow or other cold conditions be aware of the dangers of alcohol consumption. When leaving make sure the campsite is clean and that any fire has been thoroughly extinguished.
AFTER THE WALK	Account for all members of the party. Sign out in the intentions book (also see “On the Walk” - 5). Complete any financial arrangements, including visitors’ fees. Report back without delay to the Club’s Search and Rescue contact. If the party has been delayed phone back from the first country town or by mobile phone (also see “Before the Walk” - 3). Pass the names of all the members of the party and visitors’ insurance forms to the Membership Secretary. Pass visitors’ fees to the Treasurer. Write an article about the walk for the Club’s magazine “The Catholic Walker”, or arrange for a member of the party to do so. Avail yourself of the next opportunity to lead a walk.

Participation in a Club activity is entirely voluntary. Therefore all participants are responsible for their own safety, and must personally accept the risks of injury, illness or death and of damage to any property, which may result from their participation. It is strongly recommended that participants have Personal Accident Insurance cover and Ambulance Service membership.

Leaders have the authority to take all necessary steps to ensure the safety of their party. All members of a party must respect that authority. You must not separate yourself from a party without first getting the consent of the Leader.

Above all – Members and Visitors are encouraged to apply good humour, common sense and a willingness to put up with occasional unexpected difficulties.

A Committee Member (for the time being, the Vice President) is to report to the Committee as follows:

The report is to include details of any incidents or breakdown in compliance with rules/protocols together with recommendations for any relevant follow up action or changes to rules/protocols if that is appropriate.

In addition to any ad hoc reports, the designated Committee Member is to review and report to the Committee on the Club’s risk management guidelines annually, in conjunction with the renewal of Personal Accident and Public Liability insurance policies. The report is to comment on the adequacy and appropriateness of the Club’s risk management guidelines including recommendations for any amendments.

Download an Incident Form

To be completed by activity organisers/walks leaders as soon as practical after an incident or when things almost went seriously wrong (near misses). This form is to be kept by the Club Secretary as a formal club record.

In the event of any serious injury (an injury requiring medical treatment) copies of the relevant report must be forwarded to the BWV Insurance Convenor via email insurance@bushwalkingvictoria.org.au or mail to Bushwalking Victoria, P.O. Box 1007, Templestowe Vic 3106.

The CWCV’s training plan is to include (but not be limited to) the following issues:

Leaders	Induction of new leaders and improving the skills of existing leaders. Training methods to include mentoring by experienced leaders, reinforcement of the Leaders’ Duties included in the Club By-Laws and provision of a Leader’s Kit to individual leaders by the Walks Secretary.
Magazine articles	The Club magazine will be used from time to time to publish articles on relevant topics.
Navigation	Training is to be provided from time to time either through magazine articles or face to face on aspects of navigation.
First aid	Members are to be encouraged to take advantage of the subsidies available from VicWalk or the Search and Rescue organisation for undertaking formal first aid training.
Safety in the bush	Training is to be provided from time to time either through magazine articles or face to face on accident prevention (Based on VicWalk’s “Walksafe” publication)
Duty of care	The Club magazine will be used from time to time to reinforce the concept of “Duty of Care” as it applies to Members’ responsibilities to fellow walkers and the general public.
Treading softly / conservation	Training is to be provided from time to time either through magazine articles or face to face on care of the environment (Based on VicWalk’s “Tread Softly” publication).

Minimum party size Day walks - Overnight or extended walks	A minimum of four is recommended for safety. In an emergency requiring external assistance, one member can care for the injured person while two walk out to safety to raise the alarm. Any reduction in number should only be undertaken when the level of experience and the potential hazards of the trip are taken into consideration.
Contingency plans	Devise contingency plans to shorten a walk in the event of miscalculation of walk times, extreme weather or other emergency.
Search and rescue contact procedure	A clear record of trip intentions should be left with a responsible person. This will normally be the Search and Rescue contact relying on the activity description in the Walks Program. The leader should alert the Search and Rescue contact if he or she plans a material variation to the description in the Program. Leaders must notify a Search and Rescue contact before and on return from walks and when delays prevent the scheduled return. The Police are responsible for all search and rescue operations in Victoria. If the Search and Rescue contacts have reason to believe that a party has not returned within a reasonable margin of the scheduled time they will notify available Club Committee members. If there is reasonable concern that the party is overdue, contact is to be made with Police to seek advice about the commencement of the search process.

The Club and its members participate in both Public Liability and Personal Accident insurance policies as a consequence of its affiliation with Federation of Victorian Walking Clubs (VicWalk) Inc. Note – visitors (non members) are not covered by the insurance policies.
Copies of the policies are held by the Club Secretary.
The following is a brief description of the major features of the two policies. The complete policy documents should be used as a reference point if there is any question in respect to the policies or if a claim is to be made on either one.

Public Liability
Insured: Bushwalking Australia Inc, Federation of Victorian Walking Clubs (VicWalk) Inc and other named state organisations, their affiliated clubs, members and members as declared.
Business: All activities of the Insured, now, administration, participation in and promotion of bushwalking clubs throughout Australia, all club related social and similar activities reasonably associated with Bushwalking Clubs including bushwalking, track/hut construction and maintenance, canyoning/liloing, alpine walking (summer & winter), skiing, canoeing, etc. (the list is exhaustive)
Limit of indemnity: $10,000,000 any one Occurrence in respect of public liability and in the aggregate during the Period of Insurance in respect of Product Liability.
Deductible: $1,000 each and every Occurrence.
Acknowledgement of Risk: Liability cover for any Club activities which include abseiling, snow skiing and caving is subject to the Club arranging for members participating in the activity to sign an Acknowledgement of Risk in relation to that activity.
Activities not covered: Rock climbing, mountaineering, water skiing and animal riding.

Personal Accident Insurance Policy
Insured: Bushwalking Australia Inc, Federation of Victorian Walking Clubs (VicWalk) Inc and other named state organisations, their affiliated clubs, members and members as declared.
Business: Principally, Administration, participation in and promotion of bushwalking clubs throughout Australia, all club related social and similar activities organised by the insured including Property Owners/Occupiers and any other occupation incidental thereto.
Insured Persons: All current financial members (of this policy) during activities organised by the Insured Club except for those activities specifically excluded from this policy.
Compensation Table: Capital Benefits of up to $50,000. Weekly Benefits – Injury of up to $500.